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Joined 1 year ago
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Cake day: June 8th, 2023

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  • Unfortunately, living in the US, I would not take a job with a pension because the (private) pension system cannot be trusted. I remember the 00s when many company pension accounts went bankrupt, because companies were no longer offering it as a benefit and it was easy enough to screw over retired past employees. Companies would take poorly performing divisions and their pension plans, spin them off as a new company that would quickly file for bankruptcy.

    I would not trust a pension without it being insured by an organization like the FDIC. Even then, I would be afraid that my pension would not cover living costs due to inflation.

    Luckily there are alternatives. I have a 401k, which should give me a steady flow of inflation proof dividends… until a market downturn wipes it out. If that happens, I can fall back to Social Security. Don’t believe the baloney that the government will ever let Social Security go bankrupt. They will just cut down benefits.




















  • Assuming you merge instances, how would moderation work, especially if mods cannot agree on rules or interpretations? What about instance specific rules? Would a post be moderated by whatever instance the OP posted from?

    If the mods have to agree on rules, you have the same exact asshole mod problem but now with extra name squatting.