We do have them in the US but they are optional for cheaper rates for insurance.

You said feel free to mention personal experiences…you didn’t say they had to be MY personal experiences.

The one that we made a sexy time video years ago that I have since forgotten that it was still in on my computer, that she found and it caused a big argument.

I wonder if it has anything to do with this

https://abcnews.go.com/amp/International/us-military-emails-mail-common-typo/story?id=101516063